INTRODUCTION
- MARA offers education loans in the form of convertible loans for Post Graduate levels (Master’s Degree and Doctor of Philosophy) at leading Institutions of Higher Education locally and abroad to outstanding graduates in fields that have a significant impact on national employment needs.
- Specifically for post-Bachelor’s degree and Master’s degree students to further their studies in Master’s and Doctoral degrees in fields and universities set by MARA.
TERMS OF APPLICATION
- The applicant is Malay / Bumiputera and Malaysian citizen.
- Either the mother OR father is Malay/ Bumiputera and is a Malaysian citizen.
- Applicant age limit requirements :-
| Education Level |
Place of Education |
Age Limit |
| Master’s Degree |
Local |
Not more than 40 years |
| Overseas |
Not more than 35 years |
| Doctor of Philosophy |
Local |
Not more than 45 years |
| Overseas |
Not more than 40 years |
- Graduated at the First Degree / Master’s Degree level with outstanding academic achievement.
- Study in the current year.
- Applicant / Mother / Father / Guardian are not included in MARA’s blacklist or legal action.
- Applicants do not receive financial/ sponsorship assistance from any agency for the same degree (double sponsor).
- The courses enrolled in are courses recognized by the Malaysian Government and the Professional Body of Malaysia.
- Has never been terminated by any sponsor for disciplinary action that is unlawful and has no criminal record.
- Free from chronic illnesses / infectious diseases / diseases that require follow-up treatment and are able to study until completion.
- Obtain release / deferment of service contract or repayment of loan from other sponsor bodies (except MARA) for previous study (for those applicable).
- Students must have completed their First Degree / Master’s Degree at the time of application.
- This application is open for full-time coursework or research or mix mode.
- MARA employees and MARA subsidiaries are not eligible to apply for this loan.
- Subject to the current policies and conditions in force.
Contact Us:
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Majlis Amanah Rakyat (MARA)
21, Jalan MARA
50609 Kuala Lumpur
MARA Hotline : 03-26132000
Website: https://www.mara.gov.my/
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Updated:: 30/04/2026 [nurulh]
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